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Target date fund or index fund reddit

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I've been following the r/personalfinance sidebar advice by putting all of my 401(k) contributions into a vanguard target date fund. However, the index fund buzz is starting to get to me, and I looked up the available funds for my plan to see what was out there. I understand that most lazy portfolios tend to have been beating the s&p 500 in the past 10 or so years and that most people on reddit seem to prefer them over target date funds. For all the talk about stocks having a higher return than bonds for longer periods of time (generally true on its own), a balanced portfolio of both is far superior. Vanguard's minimum for most funds is 3k, but the target date funds are lower (1k). Since the yearly contribution for an IRA is only $5,500 this makes the target retirement funds the perfect place to invest until you can build up a balance.

I noticed that this fund says 90% stocks and 10% bonds is the target, but based on the guidelines I https://investor.vanguard.com/mutual-funds/profile/VFORX. The target date funds consist of index funds, so the only question you need to ask yourself is if you want the automatic rebalancing that comes with the target  I was sold on Vanguard's Target Retirement Fund but then I read about the Schwab Target Index Fund and now I feel overwhelmed on which one to choose. Most funds are named in five-year increments, so in this example you'd pick a Target 2050 fund. These are some of our top picks for the best brokers for mutual   Is it better to move my money in that or stay with a target date fund? Any suggestions or advice appreciated. Background Info Edit: 22M -Roth IRA: ~7500 - Currently  27 Feb 2020 What are the best Vanguard funds to invest your hard-earned cash? First, let's quickly discuss what an Index Fund (ETF) and a Mutual Fund are. 3. Vanguard Target Retirement 2050 Fund (Investor Shares) – VFIFX.

8 Jun 2011 You will hear occasionally how “actively managed” funds beat index funds. Addendum 5: Some suggest my 50% target savings rate is too 

I was sold on Vanguard's Target Retirement Fund but then I read about the Schwab Target Index Fund and now I feel overwhelmed on which one to choose. Most funds are named in five-year increments, so in this example you'd pick a Target 2050 fund. These are some of our top picks for the best brokers for mutual   Is it better to move my money in that or stay with a target date fund? Any suggestions or advice appreciated. Background Info Edit: 22M -Roth IRA: ~7500 - Currently  27 Feb 2020 What are the best Vanguard funds to invest your hard-earned cash? First, let's quickly discuss what an Index Fund (ETF) and a Mutual Fund are. 3. Vanguard Target Retirement 2050 Fund (Investor Shares) – VFIFX. 24 Jun 2015 Yet almost 80% of those same millennials agreed with the statement “It's better to hold additional funds in your 401(k) than just a target date fund.”.

I've been following the r/personalfinance sidebar advice by putting all of my 401(k) contributions into a vanguard target date fund. However, the index fund buzz is starting to get to me, and I looked up the available funds for my plan to see what was out there.

I noticed that this fund says 90% stocks and 10% bonds is the target, but based on the guidelines I https://investor.vanguard.com/mutual-funds/profile/VFORX. The target date funds consist of index funds, so the only question you need to ask yourself is if you want the automatic rebalancing that comes with the target  I was sold on Vanguard's Target Retirement Fund but then I read about the Schwab Target Index Fund and now I feel overwhelmed on which one to choose.

27 Feb 2020 What are the best Vanguard funds to invest your hard-earned cash? First, let's quickly discuss what an Index Fund (ETF) and a Mutual Fund are. 3. Vanguard Target Retirement 2050 Fund (Investor Shares) – VFIFX.

Mutual funds you can invest any dollar amount (over $1) if there's no fund minimum (most are $1k or $3k though). Question 2 is up to your risk tolerance. I moved out of Target Date funds after my first few years because bonds are a drag over the long term and I want to be more aggressive.

I was sold on Vanguard's Target Retirement Fund but then I read about the Schwab Target Index Fund and now I feel overwhelmed on which one to choose.

The target date funds consist of index funds, so the only question you need to ask yourself is if you want the automatic rebalancing that comes with the target  I was sold on Vanguard's Target Retirement Fund but then I read about the Schwab Target Index Fund and now I feel overwhelmed on which one to choose. Most funds are named in five-year increments, so in this example you'd pick a Target 2050 fund. These are some of our top picks for the best brokers for mutual   Is it better to move my money in that or stay with a target date fund? Any suggestions or advice appreciated. Background Info Edit: 22M -Roth IRA: ~7500 - Currently  27 Feb 2020 What are the best Vanguard funds to invest your hard-earned cash? First, let's quickly discuss what an Index Fund (ETF) and a Mutual Fund are. 3. Vanguard Target Retirement 2050 Fund (Investor Shares) – VFIFX. 24 Jun 2015 Yet almost 80% of those same millennials agreed with the statement “It's better to hold additional funds in your 401(k) than just a target date fund.”.

17 Sep 2019 Now this legendary contrarian has a new target: funds. different reason than Burry: in many cases, passive index funds underperform actively  17 Jul 2018 More investors are opting for target-date funds in their 401(k) plans. But these one-size-fits-all funds may not be right for you. balanced fund that provides a mix of stocks and bonds, or perhaps a low-cost stock index fund. Reddit is an American social news aggregation, web content rating, and discussion website. After Ellen Pao became CEO, she was initially a target of criticism by users who objected "New subreddits by date (How Reddit grew over time)". While releasing the short, the Amells simultaneously started an Indiegogo campaign in order to fund the full-length feature. With their target being $200,000 the film  Target Date Funds. If you contribute to a retirement plan at work, you probably have the option of investing in a target date fund. Generally, you pick the  24 May 2016 A target date mutual fund essentially provides the same service, and the best target date funds cost half as much. But that critique doesn't apply